From tax portals to global insurance platforms – real projects, built on A12.
A12 is the platform where complex requirements meet software engineering you can rely on.
Whether it's processing millions of tax returns, connecting legacy and modern ERP systems, or automating insurance distribution across global markets – our customers rely on A12 to build enterprise applications that are fast to deploy, easy to maintain, and built to adapt.
These are our customers' stories. Yours could look completely different – because every story is unique.
One platform. Unlimited possibilities.
Bayerisches Landesamt für Steuern (BLfSt)
A12 – A Key Component of ELSTER for Many Years
Complex tax logic. Modeled, not coded.
50M+
tax returns processed
digitally every year
digitally every year
20M+
identities securely managed
200K+
active users in peak hours
What started in 1996 as the foundation for an electronic tax return is today a standard application used by millions – and still evolving. For many years, mgm technology partners has supported the Bavarian State Office for Taxes in developing and maintaining key ELSTER components, including the "Mein ELSTER" portal. With A12, tax administration experts can model and update validation rules across more than 1,000 tax models themselves – without developer involvement.
The result: faster response to regulatory changes, lower maintenance effort, and a platform that stays reliable at massive scale.
A12 is going open source in May 2026 – in close coordination with the Bavarian State Tax Office.
Read the full announcement
The result: faster response to regulatory changes, lower maintenance effort, and a platform that stays reliable at massive scale.
A12 is going open source in May 2026 – in close coordination with the Bavarian State Tax Office.
Read the full announcement
“In the implementation of ELSTER we opted for a lean project approach with controllable implementation steps. In small teams our experts of fiscal and taxation matters cooperate directly with the technical experts."
Roland Krebs, Division Director at the Bavarian State Tax Office (BayLfSt)
Roland Krebs, Division Director at the Bavarian State Tax Office (BayLfSt)
OZG Application Portral for the Chambers of Tax Advisors
24 services. 21 chambers. One portal.
Federal administrative services. Unified with Low Code.
100K+
Chamber members
plus tens of thousands
ofprospective professionals
per year
plus tens of thousands
ofprospective professionals
per year
14
months
from
project start
to go-live
from
project start
to go-live
24
unified services
across
16 federal states
across
16 federal states
Whetherit’s admission to the tax advisor exam, appointment, or recognition of apractice company: more than 100,000 chamber members and tens of thousands ofexam candidates and prospective professionals in the tax professions previouslysubmitted their applications to 21 separate chambers – by post, fax, or email. Withthe OZG Application Portal, built on the A12 AI Low Code Platform and livesince September 2023, 24 central administrative services are available on asingle cloud-based platform. A discovery service automatically routes eachapplication to the responsible chamber. Approximately 30 to 40 percent of applicationscome not from chamber members but from individuals entering the profession.
The result: a unified cloud-based application portal throughwhich initially 20 and, since 2025, all 21 chambers across all 16 federalstates can be reached. Secure authentication via BundID and theSteuerberaterplattform – including for applications from other Europeancountries – integrated payment processing, and a platform that, thanks to itsmodel-driven approach, can be quickly adapted to new technical or regulatoryrequirements while its multi tenancy architecture still supports chamber- or state-specific variations.
The result: a unified cloud-based application portal throughwhich initially 20 and, since 2025, all 21 chambers across all 16 federalstates can be reached. Secure authentication via BundID and theSteuerberaterplattform – including for applications from other Europeancountries – integrated payment processing, and a platform that, thanks to itsmodel-driven approach, can be quickly adapted to new technical or regulatoryrequirements while its multi tenancy architecture still supports chamber- or state-specific variations.
“The chambers have achieved something that manygovernment digitization projects fail at: within a tight timeline, they createda shared, centralized, and unified offering while simultaneously laying thefoundation for a comprehensive modernization of their IT infrastructure."
Dr. Moritz Alt, Managing Director, Federal Chamber of Tax Advisors (BStBK)
Dr. Moritz Alt, Managing Director, Federal Chamber of Tax Advisors (BStBK)
Allianz MySmartGate
Industrial insurance. Sold globally – In minutes.
From manual complexity to automated global distribution – across 10+ countries
Launching a new insurance product in an international market used to mean months of integration work, manual processes, and country-specific customization from scratch. With MySmartGate, built on A12 and live since 2016, Allianz can roll out commercial insurance products across new markets in a fraction of the time – reusing modular components instead of rebuilding from zero.
Launching a new insurance product in an international market used to mean months of integration work, manual processes, and country-specific customization from scratch. With MySmartGate, built on A12 and live since 2016, Allianz can roll out commercial insurance products across new markets in a fraction of the time – reusing modular components instead of rebuilding from zero.
The result:
Up to 70% less time spent on quoting and policy issuance, fully automated underwriting for select products, and a platform that's already operating in more than 10 countries, including the US. For brokers and distribution partners, it means real-time quotes, 24/7 – without picking up the phone.
Up to 70% less time spent on quoting and policy issuance, fully automated underwriting for select products, and a platform that's already operating in more than 10 countries, including the US. For brokers and distribution partners, it means real-time quotes, 24/7 – without picking up the phone.
Chefs Culinar Enterprice
Pricing at scale. Sales keeps moving.
10 million individual prices, complex contract structures – and a migration running in parallel with daily business.
Chefs Culinar built its market position on customer-specific pricing. To manage that complexity without slowing down sales, mgm technology partners developed Enterprice – a dedicated price management platform built on the A12 enterprise low-code framework. The application handles around 10 million individual prices through a guided workflow, offloads complex pricing logic from the core ERP, and serves as the central data hub between the legacy system and the new SAP S/4 HANA environment throughout the ongoing migration. The SAP-integrated successor application, EnterpriceSAP, is in its final development phase and is set to go live later this year.
The bottom line:
Highly complex pricing processes become fully manageable – without compromising customer-specific conditions, without disrupting day-to-day operations, and with complete readiness for the future SAP landscape.
Chefs Culinar built its market position on customer-specific pricing. To manage that complexity without slowing down sales, mgm technology partners developed Enterprice – a dedicated price management platform built on the A12 enterprise low-code framework. The application handles around 10 million individual prices through a guided workflow, offloads complex pricing logic from the core ERP, and serves as the central data hub between the legacy system and the new SAP S/4 HANA environment throughout the ongoing migration. The SAP-integrated successor application, EnterpriceSAP, is in its final development phase and is set to go live later this year.
The bottom line:
Highly complex pricing processes become fully manageable – without compromising customer-specific conditions, without disrupting day-to-day operations, and with complete readiness for the future SAP landscape.